Cryptocurrency Debit and Credit Cards
Coinbase, one of the world's top crypto exchanges, also offers a Visa debit card. The Coinbase card is funded by its holders' balances and provides a quick and easy way to spend cryptocurrencies worldwide. According to Coinbase, its card makes crypto as spendable as money in the bank as it can be used in millions of locations around the world. Users can make contactless payments and withdraw cash from any ATM. Thanks to Coinbase's support for a variety of cryptocurrencies, cardholders can spend BTC, ETH, and other assets on-the-go through the card's iOS and Android apps.
Crypto.com offers its clients access to five different types of Visa crypto cards. Card deposits are made in the Monaco (MCO) token. Depending on the type of card the user chooses, he is offered different terms and perks. The entry-level card, for example, comes for free and does not require the user to deposit any MCO tokens. The rest of the options require deposits from 50, 500, 5,000, or 50,000 MCO. Among the perks are 100% cashback on Amazon Prime, Netflix, and Spotify subscriptions, 10% cashback on Airbnb bookings, free ATM withdrawals, better exchange rates, and more. The cards can be used to pay at over 40 million merchants worldwide.
BlockCard is a crypto debit card powered by Ternio. To use BlockCard, users have to go through several stages, including registration, depositing crypto (BlockCard supports 12 cryptocurrencies including Bitcoin, Ethereum, Ripple, and Litecoin), and KYC verification. After that, the user receives a virtual BlockCard which can be used to make payments everywhere Apple Pay, Google Pay, or Samsung Pay are accepted. BlockCard doesn't charge any registration, transaction, or exchange fees. Aside from the virtual VISA-powered card, users can take advantage of a plastic option. The company also has plans for a metal card.
The borderless payment platform Wirex offers a multi-currency Visa card that allows its users to exchange over 13 crypto and traditional currencies. The Wirex Visa card earns Bitcoin rewards with every in-store purchase and grants its holders the power to use their cryptocurrency for everyday payments. It also allows users to avoid unnecessary fees when paying in local currencies like GBP, EUR, and USD. The Wirex Visa card can be used at 40m+ outlets around the world – in-store, online, or at ATMs. The Cryptoback feature allows cardholders to earn up to 1.5% back in BTC on all in-store purchases. Wirex charges a monthly card management fee of £1.00/€1.20/$1.50.
Cryptopay is a global payment gateway that provides cryptocurrency wallets and prepaid card services. C.Pay, the company's prepaid card, allows its holders to spend cryptocurrency everywhere that Visa is accepted. Users are free to use their cryptocurrencies for online and offline transactions and to make effortless withdrawals at ATMs worldwide. The card supports BTC, ETH, LTC, and XRP and can be used to make single online transactions worth up to €30,000. The card can be managed through the Cryptopay app, which is available for both Android and iOS devices. The card has a 1% uploading fee, a monthly management fee of 1£, and a 3% FX fee.
The BitPay card is a prepaid Mastercard that allows its holders to make instant and seamless crypto transactions. Cardholders can make instant reloads with no conversion fees at competitive exchange rates. The BitPay card also grants its users the flexibility to view their balances, request a new PIN, and reload instantly all within the BitPay app. BitPay promises its cardholders enhanced security based on an EMV chip and options to lock the card and control the way cryptocurrencies are spent. The BitPay card can be used worldwide at millions of different locations to make contactless payments or quick and easy ATM cash withdrawals.
The prepaid Nexo Card, issued by Mastercard, allows clients of the leading service provider in the niche to access their credit lines in a matter of seconds. The card can be ordered and managed right from the Nexo Mobile App, which offers card freezing/unfreezing, virtual card creation, real-time transaction monitoring, PIN change, and other features. The card can be used at over 40 million merchants worldwide. The Nexo Card doesn't charge any transaction, account maintenance, inactivity, FX, or other fees. Its holders can also take advantage of up to 2% cashback when making payments. Funds are instantly deposited into the Nexo Wallet, increasing the available credit line balance.
The Crypterium Card is considered to be one of the first global cryptocurrency debit cards. The prepaid Bitcoin card is available to cryptocurrency holders from 178 countries around the world. The card can be used in a network of over 50m global merchants and 2.5m ATMs. Crypterium offers its users two options - Visa and UnionPay. Both differ in terms of price, fees, limits, and restrictions. The Crypterium Card allows users to spend up to $60,000 per month. The card can be managed from Crypterium's app where the user can order a plastic card, change the PIN, freeze/unfreeze the card, keep track of transactions in real-time, and much more.
The TenX Visa card allows its holders to spend bitcoin, ether, and litecoin instantly at more than 54 million merchant locations in over 200 countries. Once a transaction is initiated, the cryptocurrencies in the TenX card are converted to cash automatically. Users are free to withdraw local currency at ATMs and pay with no FX fees. The card can be managed through the TenX mobile app where users can take advantage of real-time transaction notifications, check history, download spending reports, lock/unlock the card, and more. Aside from 2FA, the TenX card is also protected by Visa's fraud prevention feature, the 3-D SecureSeamless experience.
Uquid offers its customers a combination plastic and virtual crypto debit card that they can use to make online and offline transactions everywhere card payments are accepted. The Uquid Card doesn't charge any fees for POS purchases and allows for unlimited ATM withdrawals and online spending. It is worth noting that Uquid offers two types of cards - a bitcoin and an altcoin debit card. While the first is limited to just one cryptocurrency, the latter supports over 90 altcoins. The Uquid Prepaid Card is only available to existing Uquid customers and has country-specific restrictions.
SpectroCoin by Bankera offers its users contactless prepaid bitcoin Visa debit cards. The SpectroCoin Card allows holders to make withdrawals from every ATM around the globe, pay in shops as with ordinary payment cards, and make online transactions. Funds from users' SpectroCoin blockchain wallets are loaded to the prepaid card instantly. The SpectroCoin Card comes with high deposit and withdrawal limits and all funds are denominated in EUR. It is worth noting that the SpectroCoin Card maintains quite high fees when compared to other solutions in the niche. The monthly service fee is €1.15, while ATM withdrawal fees depend on the region but are in the excess of €1 + 1% on average.
Eidoo is a multicurrency wallet with a built-in hybrid exchange and DeFi portal that also offers crypto-enabled Visa debit cards. The Eidoo card allows its holders to instantly convert the cryptocurrencies in their accounts into GBP or EUR in-app for spending in stores, online, or to withdraw from ATMs. Cardholders also enjoy up to 5% EDO cashback for qualifying purchases. The Eidoo Card is available to users based in the United Kingdom and the EU with more jurisdictions to come in the future. The card comes with Basic, VIP, and Black accounts, all of which offer different terms and perks. The Eidoo Card supports ETH and BTC and doesn't charge any annual fees.
The 2gether Card allows its holders to spend up to 13 different cryptocurrencies from their accounts. The Visa debit card can be used for online and offline transactions as well as ATM withdrawals. It doesn't charge any commission or maintenance fees, except the common network fee associated with the particular blockchain network. 2gether claims that they are adding a new cryptocurrency each month. To take advantage of the card, users have to download the 2gether app, sign up, and buy €10 worth of the 2GT token or invite two friends. Once the user's account is verified, he can claim a 2gether card and expect it to arrive in 1 to 2 weeks.
Bitcard is a cryptocurrency debit card by Bitnovo. It is available to EU residents. Bitcard holders can use crypto to make payments at over 35,000 stores in Europe as well as ATM withdrawals and online purchases. Bitnovo promotes Bitcard as a card that can be used without having a bank account. The crypto card supports a variety of digital assets, including Bitcoin, Dash, Litecoin, and others. However, thanks to the fee policy, Bitcard is one of the least affordable solutions on the market. The card itself costs €25. Aside from that, Bitcard's holders are charged a monthly €1.20 maintenance fee and €1 for ATM withdrawals. Top-ups are charged 5% commission.
The PolisPay platform allows users to exchange, store, and spend cryptocurrencies in a secure way, buy gift cards, and top-up phone numbers with digital assets or fiat. Users of the PolisPay debit card can make instant transactions by converting cryptocurrencies to fiat and paying at online or offline locations. PolisPay users can also make ATM withdrawals. The card can be used anywhere Mastercard is accepted. Users can top-up their accounts by transferring a number of supported cryptocurrencies directly from their wallets. The PolisPay platform supports BTC, ETH, LTC, Dash, and a variety of niche altcoins. The card is only available to EU citizens.
Uphold states that it provides the world's most flexible debit card. It allows users to pay, not only with cryptocurrencies and fiat but also with metals and other commodities. Uphold's users can take advantage of both physical and virtual cards, which can be used for online and offline transactions, as well as ATM withdrawals. The fact that the card is issued by Mastercard means it is accepted at nearly 50 million merchants and ATMs across the globe with zero foreign transaction fees. The Uphold Debit Card can be managed through intuitive iOS and Android apps where the user can choose the asset he wants to spend, including commodities, fiat, and over 30 cryptocurrencies.
The Jubiter Card allows its users to use their cryptocurrencies for all types of everyday transactions - from online and offline payments to ATM withdrawals. The prepaid BTC debit card can be used anywhere Visa cards are accepted. Aside from BTC, the debit card also supports LTC. The card is available to anyone who passes Jubiter's account verification procedures and tops-up their wallets with BTC or LTC. Prior to making a payment, all cryptocurrency is converted to euros. The card can be managed directly from the mobile app where users can see real-time transaction notifications, freeze/unfreeze the card, and more. The card is only available to EU residents.
The Plutus Card is a rewards-focused debit card for crypto enthusiasts. Holders of the Plutus Card can use it by converting their PLU or ETH and using the resulting balance for everyday shopping. The VISA card can also be topped-up with fiat (GBP or EUR). Once the user tops-up his card, he can take advantage of 3% crypto cashback on purchases from some of the world's top brands, retailers, and service providers. There is also cashback of up to 30% for shopping online. Among the retailers supporting the Plutus card are the likes of Amazon, Nike, Lenovo, Alibaba.com, and more.
The Bitwala Mastercard crypto debit card allows users to convert their digital assets automatically and use them for spending in millions of online and offline locations worldwide, as well as thousands of ATMs. Prior to any transaction, the card trades cryptocurrency into euros at competitive exchange rates. The Bitwala Card comes with a 3D secure feature in the form of a private code that gives the user an additional layer of security. To be able to take advantage of the crypto debit card, users have to sign up for a Bitwala account. All funds deposited into the Bitwala account can then be spent on-the-go thanks to the Mastercard crypto debit card.
The commission-free Bitcoin trading platform Change offers its European clients access to a crypto debit card that supports over 14 digital assets. The premium black Visa debit card allows for free-of-charge deposits and withdrawals in over 40m locations worldwide. The card can be managed directly from Change's iOS and Android apps. The Change card costs €4.95 for ordering and shipping and is available only to residents of the EU. Although delivery time may vary depending on the location, according to information on Change's site, the card usually arrives in 5 to 10 days.
Advanced Cash is a fiat and crypto payment platform that also offers prepaid cards, merchant solutions, and gateways for crypto exchanges. The ADV Card is a crypto-enabled debit card that comes in plastic or as a virtual card. Cardholders are free to send international payments, make ATM withdrawals in a wide range of currencies, and shop online and offline. There are no maintenance fees or commissions on transactions. ADV Card options are segmented depending on users' locations with different offerings for individuals based in Russia, the EU, Israel, Turkey, and the US.
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